I have to say, I agree with Stu.
The protection that I intend to add to my truck is not so that I can compete at Tough Truck. It is to help prevent spear grass and the like from going into my radiator and to protect my water tanks at the rear if I end up coming down something a bit steep.
It all comes down to what you want out of your truck. I don't know about you Shannon, but I am trying to build a capable and reliable 4wd camper, not a rock crawler.