I have used both studded and studless winter tires on my Tacoma and on my Corolla and Prius. I think the answer as to whether to stud or not depends entirely on the particular conditions that you drive in. From my research and experience, there is only a very narrow range of conditions under which studded tires do better than modern studless winter tires - mainly smooth clear ice. On packed snow, wet/slushy roads and dry pavement the blizzacks and X-ice that I am currently using perform as well or better than the studded Cooper M+S I had previously. On dry roads (particularly concrete roads) the studded Coopers were almost as scary as all seasons on snow - the stopping distance was terrible and it was easy to either lock up a wheel or have the ABS kick in (and I am a slow and defensive driver). Secondly I noticed a significant decrease in ice performance with the studded tires for their second winter, when I assume the points on the studs had been ground down. I am on the third season with the blizzacks and have not noticed a decrease in snow and ice performance.
If you live somewhere where clear ice is common and your drive in snowy/icy conditions the MAJORITY of the time a studded tire makes sense. However if you are like me and live in the front range of Colorado, where even in the dead of winter 70% of your driving is on dry or maybe wet but snow free roads a studless tire is probably a better option.
That said, I think using a true winter tire is well worth it. The actual cost is not that great since you are reducing the wear on your summer tires - so the performance increase/$ is higher than just about any upgrade you can make. Unfortunately putting winter tires on is not as sexy as adding a locker, winch, bullbar and pelican case full of tools.
If you live somewhere where clear ice is common and your drive in snowy/icy conditions the MAJORITY of the time a studded tire makes sense. However if you are like me and live in the front range of Colorado, where even in the dead of winter 70% of your driving is on dry or maybe wet but snow free roads a studless tire is probably a better option.
That said, I think using a true winter tire is well worth it. The actual cost is not that great since you are reducing the wear on your summer tires - so the performance increase/$ is higher than just about any upgrade you can make. Unfortunately putting winter tires on is not as sexy as adding a locker, winch, bullbar and pelican case full of tools.