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Thread: Bumper height & Insurance Coverage

  1. #1
    Join Date
    Mar 2009
    Santa Barbara

    Default Bumper height & Insurance Coverage

    So I took my new van to my parents' house last night. They, of course, thought it was a monster, but at least they liked it. Kinda.

    I was informed that if I get into an accident that the insurance company might place all liability on me and not pay out because of the lift on the van. Can anybody confirm this? I've never heard of it!
    Bark Bark go Frankie and Lucy the Adventure Dawgs

  2. #2
    Join Date
    Dec 2010
    The best source is to check with YOUR insuarnce company over their approach to modifications.
    08 Inferno Orange Z71 Colorado Crew Cab 4x4 I5, no lift
    Winch, skidplates, Century Truck Cap
    Our travels blog at
    MAFWDA & United Four Wheel Drive Associations

  3. #3
    Join Date
    Feb 2012

    Doesn't look like there are any bumper height restrictions in CA but this is not official. Doesn't mean someone can't sue you when you drive over their car.

  4. #4
    Join Date
    Oct 2011
    Sadly, moving on.
    There are bumper height requirements, each state is different. Check with you home state's DMV.

  5. #5
    Join Date
    Apr 2012
    Hana, Hawaii
    Glad your folks liked it. I’m not sure how the lift will affect your insurance but telling them about the modification might hike your insurance rate. Here’s another car insurance estimate calculator so that you can compare their quote to what you pay now. Of course joining a huge group like the AARP will give you group rates that are more affordable.
    Last edited by bobby.bruno; 09-06-2013 at 01:27 PM.

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