Thanks for the insight! Solid info on these bikes has been pretty slim (or blocked by gov computers) I'll definitely pass on this one. I have been keeping an eye out all over SoCal and have found 15 or so bikes that perfectly fit the bill--none in my size. No hurry though...
1995 T100, Beater Edition
1997 Land Cruiser, Family Crawler
2001 Sequoia, Family Hauler
2002 Camry, Commuter Chariot
Never worry about biting off more than you can chew....your mouth is probably bigger than you think it is.